表格（一）名称： 复利现值系数表
期数
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
11%
12%
13%
14%
15%
1 0.9901 0.9804 0.9709 0.9615 0.9524 0.94340.93460.92590.91740.90910.90090.8929 0.8850 0.87720.86962 0.9803 0.9612 0.9426 0.9246 0.9070 0.89000.87340.85730.84170.82640.81160.7972 0.7831 0.76950.75613 0.9706 0.9423 0.9151 0.8890 0.8638 0.83960.81630.79380.77220.75130.73120.7118 0.6931 0.67500.65754 0.9610 0.9238 0.8885 0.8548 0.8227 0.79210.76290.73500.70840.68300.65870.6355 0.6133 0.59210.57185 0.9515 0.9057 0.8626 0.8219 0.7835 0.74730.71300.68060.64990.62090.59350.5674 0.5428 0.51940.49726 0.9420 0.8880 0.8375 0.7903 0.7462 0.70500.66630.63020.59630.56450.53460.5066 0.4803 0.45560.43237 0.9327 0.8706 0.8131 0.7599 0.7107 0.66510.62270.58350.54700.51320.48170.4523 0.4251 0.39960.37598 0.9235 0.8535 0.7894 0.7307 0.6768 0.62740.58200.54030.50190.46650.43390.4039 0.3762 0.35060.32699 0.9143 0.8368 0.7664 0.7026 0.6446 0.59190.54390.50020.46040.42410.39090.3606 0.3329 0.30750.284310 0.9053 0.8203 0.7441 0.6756 0.6139 0.55840.50830.46320.42240.38550.35220.3220 0.2946 0.26970.247211 0.8963 0.8043 0.7224 0.6496 0.5847 0.52680.47510.42890.38750.35050.31730.2875 0.2607 0.23660.214912 0.8874 0.7885 0.7014 0.6246 0.5568 0.49700.44400.39710.35550.31860.28580.2567 0.2307 0.20760.186913 0.8787 0.7730 0.6810 0.6006 0.5303 0.46880.41500.36770.32620.28970.25750.2292 0.2042 0.18210.162514 0.8700 0.7579 0.6611 0.5775 0.5051 0.44230.38780.34050.29920.26330.23200.2046 0.1807 0.15970.141315 0.8613 0.7430 0.6419 0.5553 0.4810 0.41730.36240.31520.27450.23940.20900.1827 0.1599 0.14010.122916 0.8528 0.7284 0.6232 0.5339 0.4581 0.39360.33870.29190.25190.21760.18830.1631 0.1415 0.12290.106917 0.8444 0.7142 0.6050 0.5134 0.4363 0.37140.31660.27030.23110.19780.16960.1456 0.1252 0.10780.092918 0.83600.7002 0.5874 0.4936 0.4155 0.35030.29590.25020.21200.17990.15280.1300 0.1108 0.09460.080819 0.8277 0.6864 0.5703 0.4746 0.3957 0.33050.27650.23170.19450.16350.13770.1161 0.0981 0.08290.070320 0.8195 0.6730 0.5537 0.4564 0.3769 0.31180.25840.21450.17840.14860.12400.1037 0.0868 0.07280.061121 0.8114 0.6598 0.5375 0.4388 0.3589 0.29420.24150.19870.16370.13510.11170.0926 0.0768 0.06380.053122 0.8034 0.6468 0.5219 0.4220 0.3418 0.27750.22570.18390.15020.12280.10070.0826 0.0680 0.05600.046223 0.7954 0.6342 0.5067 0.4057 0.3256 0.26180.21090.17030.13780.11170.09070.0738 0.0601 0.04910.040224 0.7876 0.6217 0.4919 0.3901 0.3101 0.24700.19710.15770.12640.10150.08170.0659 0.0532 0.04310.034925 0.7798 0.6095 0.4776 0.3751 0.2953 0.23300.18420.14600.11600.09230.07360.0588 0.0471 0.03780.030426 0.7720 0.5976 0.4637 0.3607 0.2812 0.21980.17220.13520.10640.08390.06630.0525 0.0417 0.03310.026427 0.7644 0.5859 0.4502 0.3468 0.2678 0.20740.16090.12520.09760.07630.05970.0469 0.0369 0.02910.023028 0.7568 0.5744 0.4371 0.3335 0.2551 0.19560.15040.11590.08950.06930.05380.0419 0.0326 0.02550.020029 0.7493 0.5631 0.4243 0.3207 0.2429 0.18460.14060.10730.08220.06300.04850.0374 0.0289 0.02240.017430 0.7419 0.5521 0.4120 0.3083 0.2314 0.17410.13140.09940.07540.05730.04370.0334 0.0256 0.01960.0151
表格（二）名称： 复利终值系数表
期数
1%
2%
3%
4%
5%
6%
7%
8% 9% 10% 11% 12% 13% 14% 15%
1 1.0100 1.0200 1.0300 1.0400 1.0500 1.0600 1.07001.08001.09001.10001.11001.1200 1.1300 1.14001.15002 1.0201 1.0404 1.0609 1.0816 1.1025 1.1236 1.14491.16641.18811.21001.23211.2544 1.2769 1.29961.32253 1.0303 1.0612 1.0927 1.1249 1.1576 1.1910 1.22501.25971.29501.33101.36761.4049 1.4429 1.48151.52094 1.0406 1.0824 1.1255 1.1699 1.2155 1.2625 1.31081.36051.41161.46411.51811.5735 1.6305 1.68901.74905 1.0510 1.1041 1.1593 1.2167 1.2763 1.3382 1.40261.46931.53861.61051.68511.7623 1.8424 1.92542.01146 1.0615 1.1262 1.1941 1.2653 1.3401 1.4185 1.50071.58691.67711.77161.87041.9738 2.0820 2.19502.31317 1.0721 1.1487 1.2299 1.3159 1.4071 1.5036 1.60581.71381.82801.94872.07622.2107 2.3526 2.50232.66008 1.0829 1.1717 1.2668 1.3686 1.4775 1.5938 1.71821.85091.99262.14362.30452.4760 2.6584 2.85263.05909 1.0937 1.1951 1.3048 1.4233 1.5513 1.6895 1.83851.99902.17192.35792.55802.7731 3.0040 3.25193.517910 1.1046 1.2190 1.3439 1.4802 1.6289 1.7908 1.96722.15892.36742.59372.83943.1058 3.3946 3.70724.045611 1.1157 1.2434 1.3842 1.5395 1.7103 1.8983 2.10492.33162.58042.85313.15183.4786 3.8359 4.22624.652412 1.1268 1.2682 1.4258 1.6010 1.7959 2.0122 2.25222.51822.81273.13843.49853.8960 4.3345 4.81795.350313 1.1381 1.2936 1.4685 1.6651 1.8856 2.1329 2.40982.71963.06583.45233.88334.3635 4.8980 5.49246.152814 1.1495 1.3195 1.5126 1.7317 1.9799 2.2609 2.57852.93723.34173.79754.31044.8871 5.5348 6.26137.075715 1.1610 1.3459 1.5580 1.8009 2.0789 2.3966 2.75903.17223.64254.17724.78465.4736 6.2543 7.13798.137116 1.1726 1.3728 1.6047 1.8730 2.1829 2.5404 2.95223.42593.97034.59505.31096.1304 7.0673 8.13729.357617 1.1843 1.4002 1.6528 1.9479 2.2920 2.6928 3.15883.70004.32765.05455.89516.8660 7.9861 9.276510.761318 1.1961 1.4282 1.7024 2.0258 2.4066 2.8543 3.37993.99604.71715.55996.54367.6900 9.0243 10.575212.375519 1.2081 1.4568 1.7535 2.1068 2.5270 3.0256 3.61654.31575.14176.11597.26338.6128 10.1974 12.055714.231820 1.2202 1.4859 1.8061 2.1911 2.6533 3.2071 3.86974.66105.60446.72758.06239.6463 11.5231 13.743516.366521 1.2324 1.5157 1.8603 2.2788 2.7860 3.3996 4.14065.03386.10887.40028.949210.8038 13.0211 15.667618.821522 1.2447 1.5460 1.9161 2.3699 2.9253 3.6035 4.43045.43656.65868.14039.933612.1003 14.7138 17.861021.644723 1.2572 1.5769 1.9736 2.4647 3.0715 3.8197 4.74055.87157.25798.954311.026313.5523 16.6266 20.361624.891524 1.2697 1.6084 2.0328 2.5633 3.2251 4.0489 5.07246.34127.91119.849712.239215.1786 18.7881 23.212228.625225 1.2824 1.6406 2.0938 2.6658 3.3864 4.2919 5.42746.84858.623110.834713.585517.0001 21.2305 26.461932.919026 1.2953 1.6734 2.1566 2.7725 3.5557 4.5494 5.80747.39649.399211.918215.079919.0401 23.9905 30.166637.856827 1.3082 1.7069 2.2213 2.8834 3.7335 4.8223 6.21397.988110.245113.110016.738721.3249 27.1093 34.389943.535328 1.3213 1.7410 2.2879 2.9987 3.9201 5.1117 6.64888.627111.167114.421018.579923.8839 30.6335 39.204550.065629 1.3345 1.7758 2.3566 3.1187 4.1161 5.4184 7.11439.317312.172215.863120.623726.7499 34.6158 44.693157.575530 1.3478 1.8114 2.4273 3.2434 4.3219 5.7435 7.612310.062713.267717.449422.892329.9599 39.1159 50.950266.2118
表格（三）名称： 年金现值系数表
期数
1% 2% 3% 4% 5% 6% 7% 8% 9% 10%11% 12% 13%14%15%
1 0.9901 0.9804 0.9709 0.9615 0.9524 0.94340.93460.92590.91740.90910.9009 0.8929 0.88500.87720.86962 1.9704 1.9416 1.9135 1.8861 1.8594 1.83341.80801.78331.75911.73551.7125 1.6901 1.66811.64671.62573 2.9410 2.8839 2.8286 2.7751 2.7232 2.67302.62432.57712.53132.48692.4437 2.4018 2.36122.32162.28324 3.9020 3.8077 3.7171 3.6299 3.5460 3.46513.38723.31213.23973.16993.1024 3.0373 2.97452.91372.85505 4.8534 4.7135 4.5797 4.4518 4.3295 4.21244.10023.99273.88973.79083.6959 3.6048 3.51723.43313.35226 5.7955 5.6014 5.4172 5.2421 5.0757 4.91734.76654.62294.48594.35534.2305 4.1114 3.99753.88873.78457 6.7282 6.4720 6.2303 6.0021 5.7864 5.58245.38935.20645.03304.86844.7122 4.5638 4.42264.28834.16048 7.6517 7.3255 7.0197 6.7327 6.4632 6.20985.97135.74665.53485.33495.1461 4.9676 4.79884.63894.48739 8.5660 8.1622 7.7861 7.4353 7.1078 6.80176.51526.24695.99525.75905.5370 5.3282 5.13174.94644.771610 9.4713 8.9826 8.5302 8.1109 7.7217 7.36017.02366.71016.41776.14465.8892 5.6502 5.42625.21615.018811 10.3676 9.7868 9.2526 8.7605 8.3064 7.88697.49877.13906.80526.49516.2065 5.9377 5.68695.45275.233712 11.2551 10.5753 9.9540 9.3851 8.8633 8.38387.94277.53617.16076.81376.4924 6.1944 5.91765.66035.420613 12.1337 11.3484 10.6350 9.9856 9.3936 8.85278.35777.90387.48697.10346.7499 6.4235 6.12185.84245.583114 13.0037 12.1062 11.2961 10.5631 9.8986 9.29508.74558.24427.78627.36676.9819 6.6282 6.30256.00215.724515 13.8651 12.8493 11.9379 11.1184 10.3797 9.71229.10798.55958.06077.60617.1909 6.8109 6.46246.14225.847416 14.7179 13.5777 12.5611 11.6523 10.8378 10.10599.44668.85148.31267.82377.3792 6.9740 6.60396.26515.954217 15.5623 14.2919 13.1661 12.1657 11.2741 10.47739.76329.12168.54368.02167.5488 7.1196 6.72916.37296.047218 16.3983 14.9920 13.7535 12.6593 11.6896 10.827610.05919.37198.75568.7.7016 7.2497 6.83996.46746.128019 17.2260 15.6785 14.3238 13.1339 12.0853 11.158110.33569.60368.95018.36497.8393 7.3658 6.93806.55046.198220 18.0456 16.3514 14.8775 13.5903 12.4622 11.469910.59409.81819.12858.51367.9633 7.4694 7.02486.62316.259321 18.8570 17.0112 15.4150 14.0292 12.8212 11.764110.835510.01689.29228.64878.0751 7.5620 7.10166.68706.312522 19.6604 17.6580 15.9369 14.4511 13.1630 12.041611.061210.9.44248.77158.1757 7.6446 7.16956.74296.358723 20.4558 18.2922 16.4436 14.8568 13.4886 12.303411.272210.37119.58028.88328.2664 7.7184 7.22976.79216.398824 21.2434 18.9139 16.9355 15.2470 13.7986 12.550411.469310.52889.70668.98478.3481 7.7843 7.28296.83516.433825 22.0232 19.5235 17.4131 15.6221 14.0939 12.783411.653610.67489.82269.07708.4217 7.8431 7.33006.87296.464126 22.7952 20.1210 17.8768 15.9828 14.3752 13.003211.825810.81009.92909.16098.4881 7.8957 7.37176.90616.490627 23.5596 20.7069 18.3270 16.3296 14.6430 13.210511.986710.935210.02669.23728.5478 7.9426 7.40866.93526.513528 24.3164 21.2813 18.7641 16.6631 14.8981 13.406212.137111.051110.11619.30668.6016 7.9844 7.44126.96076.533529 25.0658 21.8444 19.1885 16.9837 15.1411 13.590712.277711.158410.19839.36968.6501 8.0218 7.47016.98306.550930 25.8077 22.3965 19.6004 17.2920 15.3725 13.764812.409011.257810.27379.42698.6938 8.0552 7.49577.00276.5660
表格（四）名称： 年金终值系数表
期数
1%
2%
3%
4%
5%
6%
7%
8%
9% 1.00002.09003.27814.57315.98477.52339.11.028513.021015.192917.560320.140722.953426.019229.360933.003436.973741.301346.018551.160156.764562.873369.531976.789884.7009
10% 1.00002.10003.31004.64106.10517.71569.487211.435913.579515.937418.531221.384324.522727.975031.772535.949740.544745.599251.159157.275064.002571.402779.5430
11% 1.00002.11003.34214.70976.22787.91299.783311.859414.164016.72.561422.713226.211630.094934.405439.189944.500850.395956.939564.202872.265181.2143
12% 1.00002.1.37444.77936.35288.115210.089012.299714.775717.548720.654624.133128.029132.392637.279742.753348.883755.749763.439772.052481.6987
13%
14%
15%
1 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.00001.00002 2.0100 2.0200 2.0300 2.0400 2.0500 2.0600 2.07002.08003 3.0301 3.0604 3.0909 3.1216 3.1525 3.1836 3.21493.24644 4.0604 4.1216 4.1836 4.2465 4.3101 4.3746 4.43994.50615 5.1010 5.2040 5.3091 5.4163 5.5256 5.6371 5.75075.86666 6.1520 6.3081 6.4684 6.6330 6.8019 6.9753 7.15337.33597 7.2135 7.4343 7.6625 7.8983 8.1420 8.3938 8.65408.92288 9
8.2857 9.3685
8.5830 9.7546
8.8923
9.2142
9.5491
9.8975
10.2598
1.0000 1.0000 1.00002.1300 2.1400 2.15003.4069 3.4396 3.47254.8498 4.9211 4.99346.4803 6.6101 6.74248.3227 8.5355 8.753710.4047 10.7305 11.066812.7573 13.2328 13.726815.4157 16.0853 16.785818.4197 19.3373 20.303721.8143 23.0445 24.349325.6502 27.2707 29.001729.9847 32.0887 34.351934.8827 37.5811 40.504740.4175 43.8424 47.580446.6717 50.9804 55.717553.7391 59.1176 65.075161.7251 68.3941 75.836470.7494 78.9692 88.211880.9468 91.0249 102.443692.4699 104.7684 118.8101
10.636612.487614.486616.645518.977121.495324.214927.152130.324333.750237.450241.446345.762050.422955.456860.893366.764873.105979.9544
10.1591 10.5828 11.0266 11.4913 11.9780
10 10.4622 11 11.5668 12 12.6825 13 13.8093 14 14.9474 15 16.0969 16 17.2579 17 18.4304 18 19.6147 19 20.8109 20 22.0190 21 23.2392 22 24.4716 23 25.7163 24 26.9735 25 28.2432 26 29.5256 27 30.8209 28 32.1291 29 33.4504 30 34.7849
10.9497 11.4639 12.0061 12.5779 13.1808 13.816412.1687 12.8078 13.4864 14.2068 14.9716 15.783613.4121 14.1920 15.0258 15.9171 16.8699 17.888514.6803 15.6178 16.6268 17.7130 18.8821 20.140615.9739 17.0863 18.2919 19.5986 21.0151 22.550517.2934 18.5989 20.0236 21.5786 23.2760 25.129018.6393 20.1569 21.8245 23.6575 25.6725 27.888120.0121 21.7616 23.6975 25.8404 28.2129 30.840221.4123 23.4144 25.6454 28.1324 30.9057 33.999022.8406 25.1169 27.6712 30.5390 33.7600 37.379024.2974 26.8704 29.7781 33.0660 36.7856 40.995525.7833 28.6765 31.9692 35.7193 39.9927 44.865227.2990 30.5368 34.2480 38.5052 43.3923 49.005728.8450 32.4529 36.6179 41.4305 46.9958 53.436130.4219 34.4265 39.0826 44.5020 50.8156 58.176732.0303 36.4593 41.6459 47.7271 54.8645 63.249033.6709 38.5530 44.3117 51.1135 59.1564 68.676535.3443 40.7096 47.0842 54.6691 63.7058 74.483837.0512 42.9309 49.9676 58.4026 68.5281 80.697738.7922 45.2189 52.9663 62.3227 73.6398 87.346540.5681 47.5754 56.0849 66.4388 79.0582 94.4608
92.5026105.4910 120.4360137.6316
91.1479104.6029120.2048 138.2970 159.2764
88.4973102.1742118.1552136.8315 158.6586 184.167898.3471114.4133133.3339155.6196 181.8708 212.7930
93.3240109.1818127.9988150.3339176.8501 208.3327 245.7120
87.3508102.7231121.0999143.0786169.3740200.8406 238.4993 283.568895.3388112.9682134.2099159.8173190.6989227.9499 272.8892 327.1041103.9659124.1354148.6309178.3972214.5828258.5834 312.0937 377.1697113.2832136.3075164.4940199.0209241.3327293.1992 356.7868 434.7451
